In the Know

Broken Lock on Motherboard

5 Steps to Protect Yourself After a Data Breach

Imagine returning from a weeklong vacation to find your house unlocked.  If you’re like me, your first thought would be, “oh no, did someone enter and steal anything?” Unfortunately, we do not get the same visual “cues” when our financial...

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Cryptocurrencies

Bitcoin and Related Cryptocurrencies

  By  Erik W. Laymon, MBA Originally Published: 12/20/2017 Updated: 2/24/2021   Definition of Bitcoin Bitcoin is a digital currency that is sometimes referred to as digital gold. Indeed, it shares many features of gold, which is partially why Bitcoin...

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Stay The Course

So, what’s our game plan?

The stock market has always recovered from every crash, no matter how bad the bear market or recession actually was.  Even though the stock market recently dropped -39.4% in just 24 days, it is our belief that this year’s “COVID...

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Looking Back

Decade in Review

By Erik W. Laymon With 2020 well underway, we took a few minutes to review what happened over the last 10 years.  Align Wealth Strategies is presenting our Decade In Review. US Unemployment and Job Market: Unemployment dropped from 9.7%...

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DIversification

Yet Another Reason To Diversify

Almost everybody is familiar with the business cycle.  Our economy expands and contracts.  Before many contractions, the yield curve inverts, which basically means investors are accepting lower investment returns over the long term, due to economic concerns over the short...

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Do NOT Follow Your Passion…

But bring it with you everywhere you go. This is the message in a favorite Mike Rowe "The Dirty Truth video. I love my work at Align. I love helping people use money wisely and overcome fears about investing. But...

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Why Does Align Support MFG DAY?

In 2017, we stumbled across a national event called MFG DAY. Through student visits and community events, MFG DAY aims to prove that modern manufacturing is not the dark, dirty and dangerous industry of yesteryear. Rather, modern manufacturing careers are...

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401k Rebates

Don’t miss out on your 401k Fund Rebates!

Rebates, coupons, cash back offers… it’s hard to keep track of what the REAL cost of anything is these days.From shoes to cars to 401ks, taking advantage of potential cost savings can be a full time job. This is exactly...

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Let’s KISS:  Keep It Simple, Stupid.

Ever heard this before?  My high school literature teacher said it over and over again.  Maybe because she was tired of reading poorly written literary pieces from half-interested high school students but I have, nonetheless, carried her guidance with me....

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Facing Fears in Finances

Having come in to the business in 2001 shortly before the 9/11 terror attacks, I have always been aware of the debilitating power of fear.  Six years later, I left an established practice to start my own office shortly before...

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